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Carmen is a senior associate. She is advising banks and other financial institutions as well as unregulated entities in all areas of financial services regulation. She has been working across product areas for private equity houses, international banks and large corporations and takes a proactive and flexible approach to the business issues faced by her clients. She worked on a broad range of national and international structured finance transactions, particularly on real estate transactions, advising both corporations and major financial institutions. Over the years, she has developed a strong understanding of certain key sectors, in particular information technology and telecommunications, media, as well as outsourcing projects. Carmen can also deal with highly sensitive employment issues and is advising a broad range of companies and multinational companies with a focus on the services industry, media, general industries and the consumer and healthcare sectors. She lead the legal team involved in the acquisition of one of the largest private company groups on the Romanian market. Recently, she coordinated a restructuring and debt-recovery project in relation to the non-performing portfolio of a bank.


Speaker on Financial and Banking Crisis in the World International Conference organized by the National Bank of Romania, Constanta, October 2009


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Banking & Finance / Insurance

Corporate & Commercial


Public Procurement


Financial Services

Infrastructure and Transportation




Romanian, English and French

Work Experience

2010 - 2013 – Senior Associate, Vilău & Mitel

2000 - 2010 – In-house Lawyer and Head of Corporate Governance Departments, BayernLB Romanian subsidiaries and multinational companies


Mediation Center, Bucharest, 2013

Master Degree in Banking Law, 2009

Public Procurement Manager, Expert Consulting, 2006

Intellectual Property Course, WIPO, 2006

Bachelor Degree - Alexandru Ioan Cuza Police Academy, 2000


Romanian Bar Association


Legal methods for loan restructuring, Financial and banking crisis in the world – Regulation and supervising of the credit institutions, Wolters Kluwer, 2010;

Collaterals Generally Used and Accepted Under Romanian Law, International In-house Counsel Journal, Vol. 4, No. 13, Autumn 2010;

Judicial restructuring of companies’ debts, Business Cover, September 2010;

Current Market of Crowdfunding platforms in Romania, Tax & Legal Work Group of the European Crowdfunding Network, October 2013